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Who Can Join

Membership at Middle Tennessee Federal Credit Union is open to those who WORK, WORSHIP, RESIDE, or ATTEND SCHOOL in Putnam County. You can also become a member if you have a family member that is a member of the Credit Union. Family members cover: spouses, siblings, children, grandchildren, stepchildren, grandparents and parents.


How To Join

To become a member of MTFCU, open a regular share/savings account with a $25.00 deposit. This is often called the membership account. This $25.00 deposit gives you one share in the co-op and is required to remain in the share savings account to keep the membership active. Once you open your share/savings account to become a member, all other credit union products and services are available to you and membership is available to your immediate family. If you decide to close your membership, you simply close your regular share/savings account and withdraw your $25.00.


Why Join

Our primary purpose is to satisfy the financial needs of our members. Unlike a bank, a credit union is “member-owned” and operated by all of the individuals that utilize our financial products and services. Therefore, all excess earnings are returned to our members in the form of:

  • Lower interest rates on loans
  • Higher yield savings and investment accounts
  • The addition of valuable new products and services
Once you become a member of Middle Tennessee Federal Credit Union, you are a MEMBER FOR LIFE! Even if you relocate, change jobs or retire, you are always welcome as a member of our credit union family. Becoming a member of Middle Tennessee Federal Credit Union has many advantages and gives you access to a long list of convenient, money saving products and services.

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Contact Us

MAIN BRANCH
1255 E. Spring Street
Cookeville, TN 38501

OAK BRANCH
112 N. Oak Avenue
Cookeville, TN 38501

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